Licensed Insurance Agency Available Monday - Friday
+1 (727) 370-1083 support@exodus-health-solutions.com

Exodus Health Solutions

Health Coverage Advisory Group

Licensed in 50 States
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Terms of Use

Terms and conditions governing the use of our website and advisory services.

Effective Date: January 1, 2026

I. Definitions

For purposes of these Terms of Use:

  • "Company," "we," "our," or "us" refers to Exodus Health Solutions.
  • "Services" refers to our health coverage advisory services, website content, and related communications.
  • "User," "you," or "your" refers to any individual or entity accessing our website or services.

II. Nature of Services

Exodus Health Solutions operates as a licensed health insurance agency providing advisory services related to health coverage options. We are not an insurance carrier, underwriter, or healthcare provider. We do not:

  • Issue, underwrite, or administer insurance policies
  • Determine eligibility for coverage or benefits
  • Guarantee acceptance by any insurance carrier
  • Provide medical, legal, or tax advice

All insurance products are offered and administered by licensed insurance carriers subject to their respective underwriting guidelines and policy terms.

III. User Eligibility and Obligations

By using our services, you represent and warrant that:

  • You are at least eighteen (18) years of age
  • You possess the legal capacity to enter into binding agreements
  • You will provide accurate, current, and complete information
  • You will use our services only for lawful purposes

IV. SMS and Electronic Communications

If you provide express written consent to receive SMS/text messages:

  • You agree to receive messages at the telephone number provided
  • Message frequency varies; standard message and data rates may apply
  • You may opt-out at any time by replying STOP
  • For assistance, reply HELP or contact us at +1 (727) 370-1083
  • Consent is not required as a condition of receiving services

By providing your contact information, you consent to receive communications from us electronically. You agree that electronic communications satisfy any legal requirement for written notice.

V. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, software, and design elements, is the exclusive property of Exodus Health Solutions or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content without our express prior written consent.

VI. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the website will be uninterrupted, secure, or error-free, or that any information provided is accurate, complete, or current.

VII. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EXODUS HEALTH SOLUTIONS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE WEBSITE OR SERVICES.

Our aggregate liability for any claims arising from these Terms shall not exceed the greater of one hundred dollars ($100) or the amount you paid to us during the twelve (12) months preceding the claim.

VIII. Indemnification

You agree to indemnify, defend, and hold harmless Exodus Health Solutions and its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:

  • Your use of the website or services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any inaccurate or incomplete information you provide

IX. Insurance Licensing Disclosure

Exodus Health Solutions is licensed as an insurance agency in all states where we conduct business. Not all insurance products or coverage options are available in all states. Coverage availability, terms, conditions, and rates are determined solely by the issuing insurance carrier.

THIS IS A SOLICITATION FOR INSURANCE. By submitting a consultation request, you acknowledge that a licensed insurance agent may contact you to discuss insurance options.

X. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the services shall be resolved exclusively through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. You waive any right to participate in a class action or jury trial.

XI. Modifications to Terms

We reserve the right to modify these Terms at any time in our sole discretion. Changes become effective upon posting to the website. The "Effective Date" above indicates when these Terms were last revised. Your continued use of the website or services after changes are posted constitutes acceptance of the modified Terms.

XII. Termination

We reserve the right to terminate or suspend your access to the website and services at our sole discretion, without notice, for any conduct that we believe violates these Terms or is harmful to us, other users, or third parties.

XIII. Contact Information

For questions regarding these Terms of Use, please contact:

Exodus Health Solutions
Attn: Legal Department
9831 AQUARIUS DRIVE APT 8, Port Richey, FL 34668
Telephone: +1 (727) 370-1083
Email: support@exodus-health-solutions.com